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Posted by: Jenni MacDonald
Whether you’re a first-time homebuyer or looking to upgrade, securing a mortgage is a major step. By taking a few proactive measures, you can smooth the mortgage process and boost your chances of success. Let’s break down the key steps of pre-qualification and pre-approval to empower your homeownership journey. Pre-Qualification: Your First Step Think of […]
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If your mortgage is up for renewal in 2024 or 2025, you’re in for a treat! Mortgage renewal isn’t just about signing on the dotted line again – it’s a golden opportunity to take charge of your finances and potentially improve your home life. Let’s dive into the exciting possibilities: 1. Secure a Lower Interest […]
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The arrival of spring often brings fresh opportunities in the real estate market. Whether you’re considering buying, selling, or refinancing, understanding the upcoming trends can significantly influence your decisions and financial planning. Here’s what you need to know about the spring housing market of 2024. Interest Rate Forecasts Current Trends: The Bank of Canada has […]
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March is Fraud Awareness Month, and as a mortgage broker, I’m committed to helping you protect your hard-earned money and your mortgage. Mortgage fraud is a serious crime – understanding the scams and knowing how to protect yourself is absolutely essential. What is Mortgage Fraud? The most common type of mortgage fraud involves criminals manipulating […]
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Imagine, if you will, the real estate market as a vast ocean. Mortgage rates? They’re the winds that can turn calm seas into rolling waves. As we set sail into 2024, there’s talk on the breeze about these winds — ahem, rates — taking a gentler turn. According to financial forecasts, we’re potentially looking at […]
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Going to your Bank is a hard habit to break. We are used to going to our bank for all things mortgage. Is this the best option when you are searching for a mortgage during the interest rate changes that are currently taking place? Here are some reasons that my clients would recommend using the services […]
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On April 1, 2023, the Canadian government launched a game-changing savings plan – the First Home Savings Account (FHSA) – designed to support first-time home buyers in their journey to homeownership. A Tax-Deferred Path to Your First Home The FHSA allows contributions to grow tax-deferred, akin to an RRSP. What sets it apart is the […]
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As 2024 approaches, it’s time to set meaningful New Year resolutions, not just for ourselves but also for our homes. Discover practical ways to enhance your living space and financial well-being in the coming year. Creating a Balanced Home Budget for 2024 Review or start a home budget to get a grip on your expenses […]
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So you want to sell your house and buy a new one! Are you worried about losing the amazing rate that you got when rates were low? Are you concerned about the penalty for breaking your current mortgage? There may be some good news for you…. Your current mortgage may have an option to “Port”. […]
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Embark on a weekly exploration with us, Bill and Jenni MacDonald, as we delve into 21 heartwarming reasons that make South Glengarry our beloved home. Our journey is a reflection of personal experiences, with no specific ranking, showcasing the hidden gems of South Glengarry. Stretching from the picturesque St. Lawrence River to the enchanting Valleyview […]
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