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Posted by: Jenni MacDonald
Join Bill and Jenni MacDonald as we uncover 21 reasons why we love South Glengarry and share one reason each week. These reasons are based on our personal experiences and are in no particular order. South Glengarry has so much to offer, and we often don’t take the time to appreciate what’s available right in […]
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The Ultimate Guide to Securing the Perfect Mortgage: Tips for Success Are you in the market for a new home? This comprehensive guide will help you navigate the complex world of mortgage brokerage to find the best mortgage deals. Follow these expert tips to secure the perfect mortgage for your dream home. 1. Understand Your […]
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Home prices are predicted to continue seeing reductions in 2023, and interest rates may not drop until 2024. But despite this, many potential homebuyers are still looking to take advantage of the current market conditions. So, is Spring 2023 the right time for you to buy a home? Here are five key signs to know […]
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A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally, people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off higher-interest debts (such as credit cards and student loans) that a second […]
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When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional institutions, you’ll find yourself in what’s commonly […]
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With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes, is to create a monthly budget. This will help you get a snapshot of your income compared to […]
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Whether you’re currently in the process of looking for your first home or have just started to think about it, I have some first-time homebuyer tips to help make your journey as easy as possible! Some of these you may already know about, and some you might not, but they are sure to make your […]
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While inflation has now likely peaked, we will still be dealing with the repercussions from these heightened levels for a while before things balance out. As inflation is corrected, we are also seeing home prices moving back to normal post-pandemic era. However, we are still anticipating some final rate hikes from the Bank of Canada […]
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Equifax released a recent report that shows Canadians are starting to use their credit cards to pay for groceries and fuel. This trend indicates that people are using credit to cover their everyday living expenses because their income and savings are no longer enough. I would caution you against increasing credit card debt since the […]
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When it comes to shopping for your perfect home, it can be hard to find the exact one ready to go! If you are looking into a home that requires improvements, there is a mortgage product known as Purchase Plus Improvements (PPI). This type of mortgage is available to assist buyers with making simple upgrades, […]
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