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Posted by: Jenni MacDonald
As a mortgage broker, I talk to people every day who want to make smarter financial decisions. Whether you’re a first-time homebuyer, looking to refinance, or just trying to stay on top of your goals, January isn’t the time to start planning. December is. Let’s walk through a few key financial habits and three powerful […]
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As a mortgage broker, I’m often asked: “Is now a good time to buy, sell, or refinance?” The truth is, Fall 2025 is shaping up to be a “wait and see” market across much of Canada. But that doesn’t mean you need to press pause. Let’s break down what’s happening and how you can make […]
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This or That: Real Estate Edition, What Sellers Should Really Do Thinking of selling your home but unsure of the best approach? You’re not alone. Every seller is faced with decisions that can impact how quickly their home sells, how much it sells for, and how stressful the experience is. In this article, we’re playing […]
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Thinking about buying a vacation home? While the idea of a second property in your dream destination is appealing, there’s a lot to consider, starting with your long-term financial plan. In this guide, I’ll walk you through everything from mapping out your 5- and 10-year vision to exploring financing options so you can make an […]
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Searching for your dream home can feel overwhelming, but it doesn’t have to be. Whether you’re a first-time buyer or looking to upsize for your growing family, setting yourself up for success starts with strategy, preparation, and the right support system. As a mortgage broker, I’ve helped hundreds of clients confidently enter the market with […]
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When it comes to mortgages, one of the most misunderstood aspects, especially among homeowners who haven’t worked with a mortgage broker, is the mortgage penalty. And we get it—financing a home can be overwhelming. But if you’re thinking about refinancing, selling, making a lump sum payment, or breaking your mortgage early, it’s crucial to understand […]
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Shakespeare might have pondered, “To be or not to be,” but in 2025, the question on many homeowners’ minds is far more practical: “Should I choose a variable or fixed rate for my mortgage?” With rising grocery bills, fluctuating markets, and interest rates shifting like spring weather, making the right mortgage decision matters more than […]
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Spring is one of the busiest seasons in the real estate market, with eager buyers looking to find their dream home before summer. If you’re planning to purchase a home in Spring 2025, now is the time to get your finances in order so you’re in the best position to secure a mortgage with favourable […]
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One of the biggest advantages of homeownership is the ability to build equity in your property. Over time, this equity can become a powerful financial tool—whether you’re looking to renovate your home, consolidate debt, or access funds for major expenses. One option to tap into your home equity is by taking out a second mortgage. […]
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It’s never a pleasant surprise to see your credit score drop. However, understanding the reasons behind it can empower you to take action and get your score back on track. Whether it’s due to a missed payment, increased credit utilization, or even a mistake on your credit report, there are ways to identify the cause […]
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