8 Jun

21 Reasons Why We Love South Glengarry: Heritage Golf & Country Club [9 of 21]

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Posted by: Jenni MacDonald

Unveiling South Glengarry: The Heritage Golf and Country Club (#9 of 21 Reasons We Love South Glengarry)

Join Bill MacDonald and I as we continue our exploration of South Glengarry, sharing one reason each week why we adore this locale. The reasons stem from our personal experiences, in no particular order. South Glengarry’s wealth of attractions and activities are often overlooked treasures in our backyard, from the St. Lawrence River to Valleyview Road, and from Boundary Road to the Quebec border.

Reason #9: Heritage Golf and Country Club

Whether you’re a seasoned golfer or just stepping into the game, Heritage Golf Course offers an enjoyable course to play! This semi-private club features 3 – 9 hole courses (Green, Orange, and Blue), a driving range, and a clubhouse complete with a small shop, bar, and restaurant. Tee-off times are usually available daily, and the rates are very reasonable. Don’t forget to unwind with refreshments at the bar after your round! As recent members of this club, we look forward to seeing you on the course! Play all the courses and find your favourite! My personal favourite is the Blue course.

Heritage Golf & Country Club: The Player-Friendly Golf Course

Discover More of South Glengarry

To explore more amazing happenings in South Glengarry, take a look at these local websites:

We’d love to hear why you enjoy calling South Glengarry “Home.” Thank you for reading, and we look forward to your feedback.

If you’re interested in relocating to South Glengarry, we would be happy to discuss your real estate needs and mortgage options.

Jenni MacDonald
Mortgage Broker – Dominion Lending Centres – The Mortgage Source
Welcome – Jenni MacDonald Dominion Lending Centres
Email: jmacdonald@dominionlending.ca

Bill MacDonald
Real Estate Broker/Partner Century21 Shield Realty
The Kilt Guy
Email: bill.macdonald@century21.ca

 

6 Jun

Exploring Options for Your Second Home

General

Posted by: Jenni MacDonald

Are you dreaming of owning a second home? Perhaps you’re imagining a serene lakeside cottage for summer holidays or considering a conveniently located city property to reduce those draining weekday commutes. Maybe you’re preparing for your child’s upcoming college life. Whichever scenario you’re facing, purchasing a “second home” is an attainable goal, thanks to programs from Genworth, Canada Guaranty, and CMHC. These entities provide Canadians the opportunity to secure these properties with as little as a 5% down payment. Let’s break down the details.

Understanding Your Options: Genworth’s “Secondary Homes (Type A)” and “Vacation Homes (Type B)” Programs

Genworth offers two prominent programs for secondary or vacation homes. The fundamental requirements for both types revolve around the property itself and the occupants.

The properties in question must be single-family units, occupied by either the borrowers or their family members. In the case of Secondary Homes or the Canada Guaranty’s LifeStyle Advantage Property, they must have permanent property amenities like a full foundation, a persistent heat source, and a potable water source. However, Vacation Homes are not bound by the same requirements; they do not need to be winterized or have a potable water source. Moreover, they can be located in areas without year-round road access.

Borrower Prerequisites and Mortgage Specifications

For all programs, borrowers typically require an Equifax Beacon credit score of at least 650. Moreover, the operating costs of the property must be fully covered by the borrowers’ income. Rental income or contributory income from the property cannot be utilized to qualify for the mortgage.

When it comes to the down payment, Vacation Homes require it to come from the borrowers’ resources. However, the down payment for a Secondary Home can also be gifted by a family member. As for the LifeStyle Advantage program, the down payment can be borrowed or gifted from any arm’s length source.

Additionally, Purchase Plus mortgage products are available for all programs, but cash back mortgage products are only accessible for the Secondary Home program.

Seek Guidance for Your Specific Situation

The journey to owning a second home is thrilling, yet it can be complex. If you’re unsure whether your situation qualifies for a “Second Home” program, don’t hesitate to reach out. As an experienced mortgage broker, I’m here to help you review and navigate your mortgage needs.

1 Jun

21 Reasons Why We Love South Glengarry: Glengarry Fine Cheese [8 of 21]

General

Posted by: Jenni MacDonald

21 Reasons Why We Love South Glengarry: Delighting in the Tastes of Local Artisan Cheese

Join Bill and I on a delicious journey, as we bring you Reason #8 in our series “21 Reasons Why We Love South Glengarry.” This week, we take a delightful detour into the realm of artisan cheeses at Glengarry Fine Cheese.

Reason #8: Glengarry Fine Cheese

If the words ‘local’, ‘artisan’, and ‘cheese’ make your mouth water, you’re in for a treat! Glengarry Fine Cheese is the epitome of local delicacy, crafting exquisite cheese from the milk of cows just across the road! You truly can’t get any more local than this.

Their cheeses have garnered numerous awards, and once you’ve tried their blue cheese and aged cheddar, you’ll know why. Available at various stores, we highly recommend a visit to their factory shop just north of Lancaster. It’s an experience you don’t want to miss!

Glengarry Fine Cheese

Discover More of South Glengarry

Explore these websites to learn more about the incredible offerings of South Glengarry:

Why do you love calling South Glengarry “Home”? Share your stories with us, and let’s celebrate the beauty of our community together. If you’re contemplating a move to South Glengarry, don’t hesitate to reach out. We’d be happy to discuss your real estate needs and mortgage options.

Jenni MacDonald

Mortgage Broker – Dominion Lending Centres – The Mortgage Source
Welcome – Jenni MacDonald Dominion Lending Centres
jmacdonald@dominionlending.ca

Bill MacDonald

Real Estate Broker/Partner Century21 Shield Realty
www.thekiltguy.com
bill.macdonald@century21.ca

17 May

21 Reasons Why We Love South Glengarry: Cornwall Regional Airport [7 of 21]

General

Posted by: Jenni MacDonald

Bill MacDonald and I are embarking on a 21-week journey, sharing the highlights of why they are so passionate about South Glengarry. These insights come from personal experiences, presented in no specific order. Located from St. Lawrence River to Valleyview Road, and from Boundary Road to the Quebec border, South Glengarry is a gem packed with activities and attractions.

Soaring High: Cornwall Regional Airport – Your Local Gateway to the Sky

Ever dreamed of flying? Or perhaps you’re just intrigued by the aviation world? Lucky for you, South Glengarry houses the Cornwall Regional Airport, a small local hub offering an array of services from pilot training to medical emergency transfers and search and rescue operations. It’s a gem in our community and a gateway to the open skies!

A Canadian “Point of Entry”

Not only a local airstrip but the Cornwall Regional Airport is also recognized as a “Point of entry” into Canada. It comes equipped with Canada Border agents on duty, ready to welcome incoming foreign travellers.

Cornwall Regional Airport

History and Location

Operating since 1984 and formerly known as the Cornwall/Summerstown airport from 1973 to 1984, this airport is conveniently located on Airport Road, just south of Highway 401, and east of Summerstown Road. It boasts one runway, a fueling station, and aircraft maintenance services ready for when you need them.

Your Dreams Taking Flight

Two flight schools and the Cornwall Flying Club, associated with the COPA (Canadian Owners and Pilots Association), call this airport home. They host a KIDS event that gives children their first flight experience on a small plane. Who knows, your next flight to a dream vacation might be piloted by someone who received their training right here!

Recreational and Commercial Purpose

Own your own plane? You’re welcome to use the airport for recreational purposes. There’s also a commercial hangar available for a long-term lease. You can always drop by and watch the planes take off and land. It’s quite the spectacle!

Useful Links:

Discover more about South Glengarry’s local charm on these websites:

Got a story to tell about why you love calling South Glengarry “Home”? We’d love to hear from you! If you’re considering a move to South Glengarry, let’s talk about your real estate needs and mortgage options.

Contact:

Jenni MacDonald
Mortgage Broker – Dominion Lending Centres – The Mortgage Source
Welcome – Jenni MacDonald Dominion Lending Centres
Email: jmacdonald@dominionlending.ca

Bill MacDonald
Real Estate Broker/Partner Century21 Shield Realty
The Kilt Guy
Email: bill.macdonald@century21.ca

10 May

21 Reasons Why We Love South Glengarry: Nature Trails [6 of 21]

General

Posted by: Jenni MacDonald

Bill MacDonald and I are embarking on a 21-week journey, sharing the highlights of why they are so passionate about South Glengarry. These insights come from personal experiences, presented in no specific order. Located from St. Lawrence River to Valleyview Road, and from Boundary Road to the Quebec border, South Glengarry is a gem packed with activities and attractions.

Reason 6: Embrace Nature on the Trails of South Glengarry

South Glengarry offers an array of trails for every outdoor enthusiast, whether you prefer walking, biking, snowshoeing, or skiing. While we will delve into the parks in later posts, let’s explore some standout trails.

The Summerstown Trails present up to 20kms of groomed trails for year-round outdoor activities, located just north of the 401! Experience biking, running, walking, cross-country skiing, and snowshoeing amid the tranquil surroundings – all at no cost! For any inquiries about Summerstown Trails events, reach out to Jean-Pierre Tibi, an expert on the subject.

The Great Lakes Waterfront Trail, running along County Road 2 through South Glengarry, is part of an expansive project connecting the Quebec border in the east to Sault Ste. Marie in the west. This 3600km trail is perfect for cyclists, aiming to bring people closer to Ontario’s stunning waterfront vistas. The website offers short and long-term adventure itineraries, detailing eateries, camping options, and side trips. The Glen Walter Waterfront Bike Parkette on CR 2 at Glen Walter Park Road, featuring a bike repair station, parking, and picnic tables, is a recent addition along this trail.

The Charlottenburgh Park Trail, situated at the entrance of Charlottenburgh Park, is a 4 km foot-path loop meandering through gorgeous forest and waterfront areas. Do note, a small bridge was last reported to be closed, so plan for an alternative return route if necessary.

Helpful Links:

To continue exploring South Glengarry, visit these local websites:

We’d be thrilled to hear why you take pride in calling South Glengarry “Home.” Please share your thoughts, and we eagerly await your feedback.

Should you consider relocating to South Glengarry, we’d be delighted to assist with your real estate needs and mortgage options.

Jenni MacDonald
Mortgage Broker – Dominion Lending Centres – The Mortgage Source
Welcome – Jenni MacDonald Dominion Lending Centres
jmacdonald@dominionlending.ca

Bill MacDonald
Real Estate Broker/Partner Century21 Shield Realty
The Kilt Guy

4 May

21 Reasons Why We Love South Glengarry: Local Shopping [5 of 21]

General

Posted by: Jenni MacDonald

Welcome to our new blog series, where Bill and I take you on a weekly journey to discover the hidden gems of South Glengarry in Eastern Ontario. Over the course of 21 weeks, we’ll share our favourite attractions and activities in the area, all based on our personal experiences. Let’s begin exploring the incredible South Glengarry, stretching from the St. Lawrence River to Valleyview Road and from Boundary Road to the Quebec border.

 

 

Reason #5: Henderson’s Grocery Store, Rob McIntosh Unique Shops, Aberdeen Gift Shop & Millworks and Co. in Lancaster

Our favourite place to pick up groceries is Henderson’s Grocery Store in Lancaster. Whether it’s the smell of fresh baked goods in the bakery or watching the butcher cut your favourite roast or seeing the vibrant colours of the local produce, you always feel at home here. The friendly owners (Donald and Sylvie Longtin) and staff are always helpful and approachable. With not only basic staples but also specialty products and ready-made meals available, we always find something yummy to bring home.

If you are looking to pick up some unique gifts, stop in at Rob McIntosh’s or Aberdeen Gift Shop or Millworks and Co. in Lancaster. You will often find unique and interesting items and the staff are always welcoming and helpful. Our home has puzzles, candles, fudge, foot stools, kitchen tools all obtained from these Lancaster shops! In fact, we bought our family a set of “Glengarry My Home” hoodies from Aberdeen Gift Shop!

You can visit their websites by clicking the links below:

hendersonsgrocery.ca | robmcintosh.ca   | millworksandco.ca

To discover more amazing things happening in South Glengarry, check out these local websites:

• https://www.southglengarry.com/

• https://rrca.on.ca/

• www.sdgtourism.com

• www,glengarryroutes.ca

We’d love to hear from you about why you love calling South Glengarry “Home.” Thank you for reading, and we look forward to hearing from you. If you’re interested in relocating to South Glengarry, we would be happy to look at your real estate needs and mortgage options with you.

Jenni MacDonald Mortgage Broker – Dominion Lending Centres – The Mortgage Source Welcome – Jenni MacDonald Dominion Lending Centres jmacdonald@dominionlending.ca

Bill MacDonald Real Estate Broker/Partner Century21 Shield Realty www.thekiltguy.com bill.macdonald@century21.ca

28 Apr

21 Reasons Why We Love South Glengarry: Glendaler’s Winter Sports Club [4 of 21]

General

Posted by: Jenni MacDonald

Explore the Ultimate Snowmobile & ATV Adventure in South Glengarry with Glendaler’s Winter Sports Club

Welcome to our new blog series, where Bill and Jenni MacDonald take you on a weekly journey to discover the hidden gems of South Glengarry in Eastern Ontario. Over the course of 21 weeks, we’ll share our favourite attractions and activities in the area, all based on our personal experiences. Let’s begin exploring the incredible South Glengarry, stretching from the St. Lawrence River to Valleyview Road and from Boundary Road to the Quebec border.

Week 4: Discover the Glendaler’s Winter Sports Club

Looking for the ultimate snowmobile and ATV adventure in South Glengarry? Glendaler’s Winter Sports Club is the perfect destination for adrenaline junkies and outdoor enthusiasts! With over 200 km of picturesque trails across South and North Glengarry, it’s the ideal club to join for those who own a snowmobile or ATV.

Join a community of over 400 families who share your passion for riding and making new friends. The club hosts monthly meetings from early Fall until Spring, as well as annual charitable events, regular group rides, and various trail pass options.

In the 2022/2023 season, the club offered activity days such as Torch Run, Poker Run, and Family Fun Day, to name a few. Competitive riders can also participate in their exciting “Race Day” event!

Operating since 1969, Glendaler’s Winter Sports Club helps riders discover the best routes in South Glengarry and promotes safe and responsible riding. The full trails are generally open from mid-December to mid-March.

ATV riders can enjoy 50 km of year-round trails along the “Peanut Line,” an old C.P. Railway bed that runs from the City of Cornwall to St. Telesphore in Quebec.

The clubhouse, situated near the corner of Airport Road and Fraser Road in South Glengarry, serves as a hub for club activities. Dedicated volunteers groom the trails to ensure they remain safe, comfortable, and, of course, fun!

Stay updated on the latest trail conditions and news by visiting the Glendaler’s Winter Sports Club website (glendaleratv.com) and their Facebook page (Glendaler’s ATV Club).

Looking for more South Glengarry adventures? Check out these local websites:

Share your favourite South Glengarry moments with us and tell us why you love calling this stunning area “Home.” We can’t wait to hear from you.

If you’re considering a move to South Glengarry, we’d be thrilled to help with your real estate and mortgage needs:

Jenni MacDonald Mortgage Broker – Dominion Lending Centres – The Mortgage Source Welcome – Jenni MacDonald Dominion Lending Centres jmacdonald@dominionlending.ca

Bill MacDonald Real Estate Broker/Partner Century21 Shield Realty www.thekiltguy.com bill.macdonald@century21.ca

20 Apr

21 Reasons Why We Love South Glengarry: Char-Lan Recreation Centre [3 of 21]

General

Posted by: Jenni MacDonald

Welcome to our new blog series, where Bill and Jenni MacDonald take you on a weekly journey to discover the hidden gems of South Glengarry in Eastern Ontario. Over the course of 21 weeks, we’ll share our favourite attractions and activities in the area, all based on our personal experiences. Let’s begin exploring the incredible South Glengarry, stretching from the St. Lawrence River to Valleyview Road and from Boundary Road to the Quebec border.

Reason #3: Char-Lan Recreation Centre

The Char-Lan Recreation Centre in Williamstown is a hub of activity in South Glengarry, offering a variety of sports and recreational activities for all ages. With the only indoor arena in the region, it’s the perfect place to stay active and engaged throughout the year.

A Winter Wonderland for Skating and Hockey

From September to March, the Centre offers free public skate days, sponsored by the Township of South Glengarry. Additionally, “Stick and Puck” programs are available for hockey players looking to improve their skills.

Spring and Summer Sports Galore

In the warmer months, the Centre hosts ball hockey and lacrosse leagues, as well as Nordic pole walking activities. Racquet sports enthusiasts will love the two tennis courts and four pickleball courts available from May to mid-August.

Activities for Seniors at Tartan Hall

Located on the second floor of the Char-Lan Recreation Centre, Tartan Hall offers “Balance for Life” physical activities for seniors. The fully licensed facility is also available for private event rentals, complete with tables and chairs, a full kitchen, bathrooms, Wi-Fi, and an audio system.

For more information on the Char-Lan Recreation Centre’s hours and activities, visit the South Glengarry website at Recreation Programs and Activities – South Glengarry.

Discover More of South Glengarry

To learn more about the amazing experiences South Glengarry has to offer, check out these local websites:

We’d love to hear from you about why you love calling South Glengarry “Home.” If you’re interested in relocating to this beautiful area, we would be happy to help with your real estate and mortgage needs. Contact us today:

Jenni MacDonald
Mortgage Broker – Dominion Lending Centres – The Mortgage Source
jmacdonald@dominionlending.ca
Welcome – Jenni MacDonald Dominion Lending Centres

Bill MacDonald
Real Estate Broker/Partner Century21 Shield Realty
bill.macdonald@century21.ca
The Kilt Guy

13 Apr

21 Reasons Why We Love South Glengarry: Curling Club [2 of 21]

General

Posted by: Jenni MacDonald

Welcome to our new blog series, where Bill and Jenni MacDonald take you on a weekly journey to discover the hidden gems of South Glengarry in Eastern Ontario. Over the course of 21 weeks, we’ll share our favourite attractions and activities in the area, all based on our personal experiences. Let’s begin exploring the incredible South Glengarry, stretching from the St. Lawrence River to Valleyview Road and from Boundary Road to the Quebec border.

Week 2: Discover the Lancaster and District Curling Club

Are you ready to HURRY HARD? If you’ve never tried curling, now’s a perfect time! Combining friendship, exercise, and socializing, curling is a fantastic sport for players of all ages.

The Lancaster and District Curling Club offers an 8-week “Learn to Curl” program for adults looking to give it a try. For only $100, the club provides all the necessary equipment. Plus, if you decide to become a member after completing the program, your initial $100 fee will be deducted from your membership dues!

If you’re hesitant about the sliding delivery you see on TV, don’t worry – you can use a curling stick to deliver your stones instead.

The club also offers a Junior program and has been a staple in the community since 1963. With numerous leagues and bonspiels, you’ll enjoy an active winter season from October to May.

Looking for a venue for your next event? The club’s second-floor hall is available for rentals, complete with a full kitchen, tables and chairs, and a licensed bar. It can accommodate up to 116 people, and if you want to add some excitement to your gathering, consider renting the ice and equipment for a private bonspiel!

To see the fun you could have at the Lancaster and District Curling Club, check out their website and Facebook page:

For more amazing South Glengarry experiences, visit these local websites:

Share your favourite South Glengarry moments with us, and let us know why you love calling this beautiful area “Home.” We look forward to hearing from you.

Considering a move to South Glengarry? We’d be delighted to help you with your real estate and mortgage needs:

Jenni MacDonald
Mortgage Broker – Dominion Lending Centres – The Mortgage Source
Welcome – Jenni MacDonald Dominion Lending Centres
jmacdonald@dominionlending.ca

Bill MacDonald
Real Estate Broker/Partner Century21 Shield Realty
The Kilt Guy
bill.macdonald@century21.ca

4 Apr

21 Reasons Why We Love South Glengarry: A Weekly Journey in Eastern Ontario [1 of 21]

General

Posted by: Jenni MacDonald

Join Bill and Jenni MacDonald as we uncover 21 reasons why we love South Glengarry and share one reason each week. These reasons are based on our personal experiences and are in no particular order. South Glengarry has so much to offer, and we often don’t take the time to appreciate what’s available right in our backyard. From the St. Lawrence River to Valleyview Road and from Boundary Road to the Quebec border, South Glengarry is brimming with attractions and activities.

Reason #1: Raisin River Canoe Race

2023 marks the 50th anniversary of this thrilling event! “Neither snow, nor rain, nor heat, nor gloom of night” will interfere with the running of the annual Raisin River Canoe Race. However, a worldwide pandemic did cause the race to be cancelled in 2020 and 2021. Taking place on April 15, 2023, when water levels are high, the route starts in St. Andrew’s West and ends in Williamstown. The race covers 30 km of the icy waters of the Raisin River, a portage, running the rapids, with around 160 courageous participants.

If you’d like to participate in one of Eastern Ontario’s longest canoe races, you can register up until 9 am on the race day. Choose from 13 different classes based on age, skill level, and boat size. If you prefer to be a spectator, line the river and cheer on the competitors!

For more information about the race and how to register, please visit the Raisin Region Conservation Authority website.

To discover more amazing things happening in South Glengarry, check out these local websites:

We’d love to hear from you about why you love calling South Glengarry “Home.” Thank you for reading, and we look forward to hearing from you.

If you’re interested in relocating to South Glengarry, we would be happy to look at your real estate needs and mortgage options with you.

Jenni MacDonald
Mortgage Broker – Dominion Lending Centres – The Mortgage Source
Welcome – Jenni MacDonald Dominion Lending Centres
jmacdonald@dominionlending.ca

Bill MacDonald
Real Estate Broker/Partner Century21 Shield Realty
www.thekiltguy.com
bill.macdonald@century21.ca